SBI introduced virtual card for SBI net banking users. Other banks may also be providing Virtual Card, because I have listened about virtual card before SBI. Virtual card, by all the banks may be working the same way.

SBI Virtual Credit CardsA virtual card is also known as Electronic Card or e-Card. Virtual card gives an extra layer of security for your credit or debit card. It works the same way as real debit or credit card works but it is virtual (not physical). And your actual card (plastic card) info will be safe from merchants. Virtual card has only card number so it is secure and makes your real card secure. There are some of the information about this card.


Advantages for using State Bank Virtual Card

    Virtual Card provides an easy and secure way of transacting online without providing the Primary Card/ Account information to the merchant.
    It reduces the risk of exposing entire Credit/ Debit limit/ as the Primary Card/ Account information is not communicated to the merchant.
    Card is valid for a Max. of 48 hours or till the transaction is complete.
    The amount is debited only when actual purchase, using the Virtual Card, is completed successfully.

State Bank Virtual Card Creation / generation:

Step 1: Visit SBI Internet Banking (https://www.onlinesbi.com/) and click on Login of Personal Banking.
.

Step 2: Login on using User Name and Password (Advisable to use Online Virtual Keyboard).

Step 3: Click on “e-Card” tab and select “State Bank Virtual Card” option.

Step 4: Select the appropriate Account No. from the list and enter the amount for which you want
a State Bank Virtual Card. Accept the Terms & Conditions and click on Generate.

Step 5: Verify Card Holder Name, Debit Account No. and Virtual Card Limit. On re-verification of particulars/values click on Generate and in case of any error click on Back for correction.

Step 6: Click on the specific Card No. which you want to view. On click the complete Card details viz. Name, Issue Date, Expiry, Merchant Name, CVV2, Limit Amount, Status, Source Account No. will be displayed on the screen.

How to Cancel generated/created State Bank Virtual Card:

Step 1: Visit SBI Internet Banking (https://www.onlinesbi.com/) and click on Personal Banking.

Step 2: Login on using User Name and Password.

Step 3: Click on “Requests” tab and select “State Bank Virtual Card” option.

Step 4: Click on Cancel Virtual Card. Select the Virtual Card and click on Cancel.

Step 5: Verify the Virtual Card No. you wanted to cancel and click on OK.

Step 6: Confirmation message “Your Virtual Card number 466XXXXXX462 has been successfully cancelled.” will be displayed on the screen and the blocked amount will be credited back to the account, within an hour.

SOURCE

 Apps4Africa has just announced the three winners of its 2012 competition, showcasing the best in African innovation.

The winners, chosen from nearly 300 submissions, were Ffene, from Uganda, an app that helps small and medium businesses reduce administrative costs; SliceBiz, from Ghana, a crowdsourcing platform to encourage middle class Africans to invest small amounts in high-growth startups; and Prowork, from Nigeria, which is a project management and real-time collaboration tool for businesses.

The Apps4Africa competition began in late 2009 as an annual program that aimed to support African social entrepreneurs using technology to solve societal problems. This year's competition demonstrated again that Africa has innovation and a growing number of innovators. But now the challenge for technology entrepreneurs is not merely to innovate and create apps, but to turn them into lucrative business ideas.

During my trips to Africa while coordinating the Apps4Africa competition, I witnessed from the innovators a real desire to innovate and have their voices heard. But whilst a technology revolution is taking place in Africa, with so many of these young men and women building and creating apps, they still face huge challenges in understanding how to start businesses around their innovations.
An African future inspired by tech?
Africa's technology potential

Most of the innovators are following trends and their dreams, inspired mostly by the stories of Bill Gates and Steve Jobs making it without a clear business plan or any structured road map when they started their businesses many years ago. The reality check has not yet taken place in the minds of Africa's innovators and lots of time is being wasted on unrealistic desires.

Young entrepreneurs in Africa have a mosaic of demands that need urgent attention. Policy makers need to start taking the young entrepreneurs seriously, as they are the future of Africa.

The growing number of competitions and gatherings -- like Apps4Africa, Startup Weekend, Africa Gathering, Maker Faire, Pivot East and BarCamps -- help to give visibility and credibility to these innovators, but this is not enough. The young African innovator needs business skills and funding.

However, preparatory brainstorming gatherings, where people meet to share ideas, cement relationships and learn, could form the missing link that helps to create a culture of entrepreneurship and trust, that challenges and empowers the technology entrepreneurs to do more for Africa, and encourages the funders to support them.

Now the competition is over, with the prize money coming soon into the winners' bank accounts, what is next for them? Many people are asking this legitimate question.

One thing is sure, the entrepreneurs have ideas; the proof is that we have banks of apps being developed from the continent. But 90% of the people who attended the Apps4Africa sessions, with their business ideas in hand, need mentoring.

The ecosystem in their countries to facilitate the creation of companies and a culture of entrepreneurship and risk taking is currently in its infancy or non-existent. Funding is currently a big issue. Investors don't take the technologists seriously, say the entrepreneurs. Whilst their intentions and ideas are good, many of the entrepreneurs that I meet need to be mentored intensively. Investors don't have time for this.

Two bomb blasts killed at least 15 people and wounded 119 others on Thursday in the southern Indian city of Hyderabad, the city's police commissioner, Anurag Sharma, said a day after the attack.

Sharma didn't rule out the possibility of terror involvement in the city blasts. But he refused to identity any group as a suspect.

The two bombs were planted on bicycles parked in a crowded spot, Sharma said. They were improvised explosive devices, he said, and they could have been triggered by a timer.

Prime Minister Manmohan Singh called the strike a "dastardly attack" and said "the guilty will not go unpunished." He directed government agencies to extend all possible relief to authorities in Andhra Pradesh state. He also approved money for the next of kin of those killed and for others seriously injured.

The Transportation Security Administration has apologized after the family of a wheelchair-bound 3-year-old girl with spina bifida was pulled aside and told she would receive a pat-down.

The family was heading to Disney World when the incident took place on February 9. It was "really strange and stressful," said Nathan Forck, the girl's father.

His daughter, Lucy, was taking her first big airline trip. "She didn't know what to expect," he said. "She was pretty upset."

In a video taken by her mother and posted on YouTube with the title "Shh! TSA Wants to Touch Your Kids," Lucy appears visibly distraught. Sitting in her hot pink wheelchair, Lucy weeps, crying for her stuffed lamb doll. A TSA agent can be overheard telling Lucy's mother, Annie Shulte, to stop her "illegal" recording. There is discussion by the agents over whether to give Lucy a pat-down.

The video has been viewed more than 136,000 times.

"TSA regrets inaccurate guidance was provided to this family during screening and offers its apology," the agency wrote in an email. "We are committed to maintaining the security of the traveling public and strive to treat all passengers with dignity and respect. While no pat-down was performed, we will address specific concerns with our work force.”

Furthermore, TSA policy does not prohibit passengers from taking photos or videos at screening locations as long as they're not interfering with or slowing down the process.

The trouble apparently began with mom's earrings.

According to Nathan, Annie was pushing Lucy through security when alarms were tripped by her metallic earrings. In the case of a passenger in a wheelchair, "a pat-down procedure is used to resolve any alarms of a metal detector," TSA says on its website.

It may have appeared to the agents that it was Lucy who set it off, not Annie.

After 30 minutes of tense isolation as agents and supervisors discussed options, Annie proposed carrying Lucy through security while agents swabbed the wheelchair separately.

A shooting and a fiery crash left three people dead in the neon heart of the Las Vegas Strip on Thursday, and police scrambled to find out who triggered the carnage.

The bloodshed closed the Strip for about a block and a half around some of its biggest draws, leaving tourists gaping at a wrecked Maserati, a burned-out taxi and four other vehicles.

"First time in Vegas, and then, like, the whole thing, what you know from movies only -- I was shocked," Christine Gerstenberger, who was visiting the desert gambling mecca from Germany, said Thursday afternoon. She and her brothers debated going back to the hotel "because I'm totally scared," but "We're too curious," she said.

See iReporter's video of fire

One of those killed was Kenneth Cherry Jr. -- an aspiring rapper also known as Kenny Clutch -- his attorney Vicki Greco said. According to his Facebook page, Cherry is from Oakland, California, and lived in Las Vegas.


"Out of everyone I know in the rapping industry there is no way I would have ever, ever expected to find that he was shot on the Las Vegas strip in such an aggressive manner," said Greco, who said Cherry had two kids. "He didn't have a (criminal) record or a history. He was just a good kid trying to make it and be a good father."


Four of the Nevada city's biggest casinos -- Caesars Palace, the Bellagio, Bally's and the Flamingo -- are nearby, and police collected surveillance-camera video from them to help the probe.

Also killed in the incident was a cab driver named Michael Boldon, CNN affiliate KVVU reported.

His family is devastated by the death of the 62-year-old cab driver, his brother Tehran Boldon told the affiliate.

"It is gut-wrenching," a tearful Tehran Boldon told KVVU. "My life mission will be to see them punished and brought to justice for the senseless thing they did."

It started around 4:20 a.m. with a dispute in the valet lot of the Aria Hotel, about a block away, Sheriff Douglas Gillespie said. Investigators haven't confirmed the cause of the altercation, but he said it spilled onto the street as someone in a black Range Rover Sport fired several shots at the Maserati as it headed north on Las Vegas Boulevard.

When the driver was hit, the Maserati continued into the intersection of the boulevard and Flamingo Road and collided with a taxi, which caught fire. The sports car's driver, the cab driver and a passenger in the taxi all died; a passenger in the Maserati and three other people in the resulting pileup were hurt, Gillespie said.

The Maserati's passenger and other witnesses are helping detectives piece together what happened, he said. And the "top priority" for police is to find the Range Rover, which sped away from the intersection, and those inside it when the shooting happened.

"This act is totally unacceptable, and we are going to make a very clear message to these individuals in regards to that," Gillespie said.

Police in neighboring states have been asked to look for the sport-utility vehicle, and Gillespie warned the occupants should be considered armed and dangerous.

"Clearly, the suspects have no regard for the lives and safety of others," he said.

The Range Rover had an out-of-state dealer plate, tinted windows and large, black rims, Las Vegas Police Sgt. John Sheahan said.

The block around the crash remained closed off into Thursday afternoon. John Lamb, who was inside Caesars Palace, told CNN affiliate KLAS he heard the commotion and saw the taxi on fire from a window.

The FBI has arrested an Connecticut woman accused of threatening to carry out a mass shooting at a community college.

Amanda Bowden, 19, of East Haven, Conn., was taken into custody Tuesday.

Bowden is accused of threatening to commit a Newtown-style mass shooting at Gateway Community College in New Haven, Conn.

"As alleged, this defendent made a series of threats that described in great detail her intention to carry out a suicidal mass murder at a community college in New Haven," said U.S. Attorney David Fein.

According to federal authorities, Bowden made several threats by text message with a witness cooperating with investigators between Feb. 4 and Feb 16. She also had text message and verbal conversations with an undercover officer, discussing her plans to commit a mass shooting and bombing at Gateway, authorities said.

Bowden claimed to have guns and claimed that she had constructed at least two napalm-based bombs at her home in East Haven, according to Fein.

The FBI and New Haven police chief Dean Esserman notified Gateway Community College President Dorsey Kendrick about the threats on Feb. 5, according to a school spokesperson.

"Chief Esserman and GCC security had been contacted by the FBI, and were told that there was no imminent danger as a result of the post, but an investigation was underway," said Evelyn Gard. "The chief requested that Dr. Kendrick and GCC security keep the matter confidential until the investigation wa
s complete."

There is no good way to find out that your significant other is cheating on you, but one woman in Russia discovered her boyfriend's infidelity in a pretty surprising manner. Marina Voinova was looking up an address on Russia's version of Google Maps, Yandex Maps. She wanted to get a closer glimpse of a building using the street view feature. So she zoomed in, and there was her boyfriend Sasha with his arms around another woman.

Well, perhaps it was just an old picture that was taken before he and Marina were a couple. Only problem with that was that Marina and Sasha had been together for five years, and the Yandex Maps feature has only been around for three years. And, the plot thickens: Sasha is seen in the photograph with his arm in a cast, which he had to wear last summer.

When Sasha returned home, Marina asked him to type the address she had looked up into Yandex Maps. Once Sasha saw the incriminating image of himself, Marina said, his entire face changed color and he confessed everything.

Marina promptly broke up with her boyfriend after her discovery and said it would be "silly to blame the Web for my boyfriend's unfaithfulness." Now, instead of searching online maps, Marina is single and searching online dating sites.

 Oscar Pistorius' murder case took a sensational twist Thursday when it was revealed that the chief investigator who analyzed the scene of Reeva Steenkamp's fatal shooting faces seven counts of attempted murder charges himself.

Hilton Botha sits inside the court witness box during the Oscar Pistorius bail hearing. (AP)Hilton Botha, whose stumbling and at times incoherent evidence on day two of Pistorius' bail hearing gave the Blade Runner's case a serious boost, was allegedly one of three drunk police officers who opened fire on a mini-bus taxi full of passengers in 2011, according to South Africa's Eyewitness News.

According to Botha, the shooting took place as part of the investigation into the murder of Denise Stratford, a Girl Scout leader whose body was discovered stuffed into a drain in 2011. Botha and colleagues were tracking the suspect and as part of their inquiries fired at the mini-bus when it failed to pull over when requested.

Botha was arrested at the time due to the charges, which were subsequently dropped, before it emerged Thursday that they had been reinstated.

"There was a decision taken by the director of public prosecution's office to charge the members, each one of them, with seven counts of attempted murder," said police spokesman Neville Malila. "That was the number of people that were in the taxi."

Botha denied he was drunk during the alleged incident and told South African legal journalist Karyn Maughan on Thursday morning that the reinstatement of the charge is "beyond my comprehension."

"I can only think it is linked to my work on the Oscar Pistorius case," he said.

In a statement, however, the South African National Prosecuting Authority revealed the murder charge against Botha was reinstated before the Pistorius incident, reportedly as early as Feb. 4. Botha insisted to the media that he only learned of the reinstatement after the Valentine's Day killing of Steenkamp. According to Malila, Botha is scheduled to appear in court in May to face the charges.

Thursday, the NPA called for Botha to be taken off the Pistorius case.

"If we have an investigating officer that is facing such serious charges, it cannot happen that he continues with this case," a spokesperson said.

Botha had become one of the major characters in the Pistorius case as it has unfolded with a bail hearing that stretched into a third day and resembled a mini-trial with detailed evidence being given from both sides.

The reason for the elongated hearing is a product of both the vagaries of the South African legal system and the desire of both the prosecution and defense to gain a positive result on bail.

During his testimony Wednesday, Botha unraveled under cross-examination from defense attorney Barry Roux, admitting that he couldn't find anything to contradict Pistorius' claim that he mistook Steenkamp for an intruder. Botha also opened himself to allegations he had contaminated the crime scene by revealing he had not worn protective shoes and was forced to admit one of his witnesses, a neighbor, was more than a quarter mile away from the scene.

Barack Obama is widely known as the United States' first black president. But is he really the country's first African-American commander-in-chief?

Of course author Toni Morrison famously declared that former president Bill Clinton was really the nation's first black head of state, however, rumor has it there are six other former presidents who had African-American ancestry.

Several scholars have discussed the genealogy of these presidents in the past, and the debate was reignited after Obama was elected in 2008.

Check out the slideshow below for a list of former heads of state who allegedly were descendants of African-Americans.

She arrived onto the red carpet in a controversial orange couture gown with a bizarre bustle detail but Rita Ora decided to slip into something a little more comfortable for the Brit Awards after-party.

The 22-year-old singer flashed some leg in a black sequined dress that had a split that soared up to her hip.

Rita's dress boasted a halter neckline with gold choker detail and a plunging back leaving more of her flesh on show.

The R.I.P singer, who lost out on to Ben Howard for the Breakthrough Artist gong, had swapped a scruffy bun for tight curls as she arrived at the Sony bash held at the Arts club.

Rita proved gracious in her defeat and tweeted: 'Don't worry you win some you loose some. We still killed this year!!'

Earlier in the evening Rita had stepped out in couture gown by Ulyana Sergeenko couture gown but her sartorial gamble didn't pay off.

Rita's outfit boasted a bizarre bustle effect draping, an unflattering high neckline and frayed hems.

Perhaps the singer decided to change into the black dress after complaining that she was unable to breathe in the ensemble.

Rita was joined at the Sony bash by the likes of Labrinth, Simon Cowell and Harry Styles.

The One Direction singer brought his mother Anne Cox along to the bash and the pair were seen celebrating together.

Harry and his band were presented with the new Global Success Award and the group also performed their new charity single, at the ceremony held at the 02.